The future of UK retirement

Retirement is evolving. We're helping employers navigate what’s changing – and what it means for their people.

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Supporting better decisions 

Managing legacy pension schemes and planning for future retirement benefits has always been a complex, evolving challenge, and today, change is happening faster than ever. Economic shifts, regulatory updates, and societal expectations are reshaping the retirement landscape.

For employers, this brings both opportunities and risks. Staying informed, agile, and proactive is key to achieving the best outcomes for you and your employees.

Here, you'll find the latest insights, guidance, and resources to help you navigate the future of UK retirement.

 

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Retirement adequacy and the reliance on responsibility

We believe retirement adequacy is one of the biggest upcoming challenges in the UK. Our publication explores the relevant influence of different stakeholders, why employers are key to tackling this issue and how inaction can lead to negative economic and social outcomes that can severely hinder UK employers.

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DB pension priorities: corporate flexibility tops the agenda

Our 2025 survey of 500 UK corporate finance and pensions decision makers shows a shift in focus. Corporate flexibility is now the top priority, ahead of endgame planning. At the same time, new risk transfer options and surplus sharing are reshaping the choices available.

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Policy paper: The untapped potential of pensions

Hundreds of billions of pounds could be unlocked from pensions for UK growth through a package of policy changes we’ve outlined in a new paper The untapped potential of pensions. 

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