The future of UK retirement

Retirement is evolving. We're helping employers navigate what’s changing – and what it means for their people.

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Supporting better decisions 

Managing legacy pension schemes and planning for future retirement benefits has always been a complex, evolving challenge, and today, change is happening faster than ever. Economic shifts, regulatory updates, and societal expectations are reshaping the retirement landscape.

For employers, this brings both opportunities and risks. Staying informed, agile, and proactive is key to achieving the best outcomes for you and your employees.

Here, you'll find the latest insights, guidance, and resources to help you navigate the future of UK retirement.

 

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From policy to pensions – corporate strategy and the future of UK retirement

Join us on 3 September where we'll be exploring two key themes, the rapidly changing options for managing existing Defined Benefit Schemes and the future of retirement in the UK.

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60-second summary: Phase two launch - Commission is a go

The UK government has launched a new Pensions Commission to improve future pension outcomes. This begins ‘Phase Two’ of the Pensions Review, focusing on benefit adequacy. A review of the State Pension Age (SPA) will run alongside it.

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Policy summary: a blockbuster Pension Schemes Bill

The Government has introduced the much-anticipated Pension Schemes Bill to Parliament, putting the wheels in motion on large-scale pension reforms affecting defined contribution (DC) and defined benefit (DB) pension schemes, including the Local Government Pension Scheme (LGPS). It’s likely to receive Royal Assent in 2026, with secondary legislation required to bring provisions into force and add the all-important detail.

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Policy paper: The untapped potential of pensions

Hundreds of billions of pounds could be unlocked from pensions for UK growth through a package of policy changes we’ve outlined in a new paper The untapped potential of pensions. 

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