Publication

CDC - a new era for UK retirement

calendar icon 21 January 2025
time icon 5 min

Authors

Andrew Udale-Smith

Andrew Udale-Smith

Partner

Mark Stansfield

Mark Stansfield

Actuarial Consultant

The launch of Collective Defined Contribution (CDC) schemes in the UK last year marked a pivotal moment for retirement provision. 

CDC offers employers a fresh approach, combining fixed contributions with the potential for better member outcomes compared to traditional DC schemes, thanks to shared investment and longevity risk.

As CDC continues to gain momentum, however, it's equally important to consider the flexibility of DB schemes. For companies looking to generate surpluses that benefit both employers and members, DB schemes offer unique opportunities to better manage risks, while also creating substantial retirement outcomes. 

Download our short publication, where we explore: 

  • The opportunities CDC presents.
  • The effectiveness of existing, or revised, DB frameworks for future retirement provisions.

Download

If you have questions on anything covered, please don't hesitate to get in touch.

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