Employee benefits 2026: trends and employer priorities

2025 reshaped employee benefits. Costs rose. National Insurance went up. Private medical insurance premiums jumped. At the same time, pensions policy moved fast.

Our report shows how employers are responding and where practical changes can make the biggest difference. It draws on findings from our survey of 500 UK HR, finance and pensions decision-makers, alongside insight from 32 of our clients.

Read our report to uncover insights on:

• Pensions: adequacy remains the biggest challenge
• Health and protection: strong provision, but fairness mismatch persists
• Financial wellbeing: progress, but a gap to employee expectations remains

Download our 2026 Employer benefits report

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This communication has been compiled by Hymans Robertson LLP® (HR) as a general information summary and is based on its understanding of events as at the date of publication, which may be subject to change. It is not to be relied upon for investment or financial decisions and is not a substitute for professional advice 
(including for legal, investment or tax advice) on specific circumstances. HR accepts no liability for errors or omissions or reliance on any statement or opinion. Where we have relied upon data provided by third parties, reasonable care has been taken to assess its accuracy however we provide no guarantee and accept no liability in respect of any errors made by any third party.