Podcast

Achieving adequate retirements - Pensions and Retirement Conference 2025

calendar icon 06 May 2025

Key topics discussed

  • The evolving roles of DB, DC and CDC schemes in tackling the UK’s retirement adequacy gap.
  • How inclusive scheme design, guided financial support and innovation can drive better saver outcomes.
  • Practical actions employers and providers can take now to improve long-term financial security.

This special edition of “Hymans Robertson On…” explores what it will take to achieve adequate retirements in the UK, recorded live at our Pensions and Retirement Conference 2025.

In this session, we move beyond the statistics to examine the real barriers and real opportunities when it comes to helping people secure decent retirement incomes. From life-stage engagement and scheme design to the evolving roles of DB, DC and CDC, our panellists share candid insights on the future of adequacy in a changing landscape.

We explore how employers and providers can support better outcomes through inclusive benefit design, guided financial support, and smarter use of contributions and surplus. With practical ideas and policy reflections, this conversation focuses on what we can do now to improve financial security for the millions of savers who need it most.

If you'd like to follow up on anything discussed, please don’t hesitate to get in touch.

Hymans Robertson disclaimer

This podcast has been prepared by Hymans Robertson LLP, and is based upon our understanding of events as at release date. It is designed to be a general summary of topical investment matters and is not specific to the circumstances of any particular employer or pension scheme. The information contained in this podcast should not be construed as advice and not be considered as a substitute for specific advice as the information is generic in nature. Where a podcast refers to legal matters please note that Hymans Robertson is not qualified to provide legal opinion and therefore you may wish to obtain independent legal advice to consider any relevant law and/or regulation. Hymans Robertson LLP accepts no liability for errors or omissions. Your Hymans Robertson LLP consultant will be pleased to discuss matters raised in this podcast in greater detail. Guests views are separate to that of Hymans Robertson.

The information provided in this broadcast is not financial advice. Past performance is not a guide to the future. Please note the value of investments, and income from them, may fall as well as rise. This includes but is not limited to equities, government or corporate bonds, derivatives and property, whether held directly or in a pooled or collective investment vehicle. Further, investments in developing or emerging markets may be more volatile and less marketable than in mature markets. Exchange rates may also affect the value of investments. As a result, an investor may not get back the full amount of the original investment. Past performance is not necessarily a guide to future performance. 

Hymans Robertson LLP is authorised and regulated by the Financial Conduct Authority and Licensed by the Institute and Faculty of Actuaries for a range of investment business activities.

Speakers

Jon Hatchett

Jon Hatchett

Senior Partner

Hannah English

Hannah English

Head of DC Corporate Consulting

Julie Hammerton

Julie Hammerton

Head of Personal Wealth

Andrew Udale-Smith

Andrew Udale-Smith

Partner

Ruari Grant

Ruari Grant

Senior Policy Lead - DC, Master Trusts & Standards, PLSA

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