18 November 2025
5 min
On 17 November 2025, the Prudential Regulation Authority (PRA) published its aggregate findings from its 2025 stress testing of life insurers.
The PRA has conducted regular life insurance stress tests (LIST) since 2019, with the last one being conducted in 2022. The stress tests apply a series of severe yet plausible events to insurers in order to assess individual insurers’ and the sector’s resilience. The tests have historically been designed to help guide supervisory activity and enhance the PRA and insurers’ ability to respond to future shocks.
In this publication, our experts explore:
If you have any questions or would like to discuss further, please get in touch.
This communication has been compiled by Hymans Robertson LLP® (HR) as a general information summary and is based on its understanding of events as at the date of publication, which may be subject to change. It is not to be relied upon for investment or financial decisions and is not a substitute for professional advice (including for legal, investment or tax advice) on specific circumstances. HR accepts no liability for errors or omissions or reliance on any statement or opinion. Where we have relied upon data provided by third parties, reasonable care has been taken to assess its accuracy however we provide no guarantee and accept no liability in respect of any errors made by any third party.
We pride ourselves on being thought leaders and are constantly discussing the many issues facing and shaping our industry. Sign up to find our current thinking on topical issues.
Opens in new window Subscribe
