Publication

UK DC pensions in 2026: from participation to outcomes

calendar icon 29 July 2026
time icon 5 min

Authors

Kathryn Fleming
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Kathryn Fleming

Partner and Head of DC Consulting

Paul Waters Image
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Paul Waters

Partner and Head of DC Markets

The UK defined contribution (DC) pensions market is entering a new phase. Automatic enrolment has successfully increased participation, but attention is now turning to a more fundamental question: are people saving enough to achieve good retirement outcomes?

Our latest publication explores the key themes shaping the DC market and examines how employers, trustees and providers can respond to the growing retirement adequacy challenge.

Download our publication

We cover:

  • the retirement adequacy challenge, why it matters now and how financial wellbeing shapes retirement readiness
  • balancing affordability with better member outcomes in a changing value-for-money landscape
  • the future of retirement support, retirement income solutions and the growing role of Collective Defined Contribution
  • how technology, data and AI are creating new opportunities to improve outcomes

As regulation evolves and scrutiny of member outcomes increases, businesses will need to think more strategically about pension design, retirement support and member engagement. Our publication sets out where the market is today and where it may be heading next.

To speak to our DC specialists about building a pension strategy that balances adequacy, affordability and member outcomes, please get in touch.

 

This communication has been compiled by Hymans Robertson LLPĀ® (HR) as a general information summary and is based on its understanding of events as at the date of publication, which may be subject to change. It is not to be relied upon for investment or financial decisions and is not a substitute for professional advice (including for legal, investment or tax advice) on specific circumstances. HR accepts no liability for errors or omissions or reliance on any statement or opinion. Where we have relied upon data provided by third parties, reasonable care has been taken to assess its accuracy however we provide no guarantee and accept no liability in respect of any errors made by any third party.

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