25 September 2025
3 min
The Government’s new Pension Commission has put the spotlight on pensions adequacy. With 14.6 million working-age people under saving for retirement, and many in their 40s and 50s at greatest risk, the challenge is clear. Recent research shows that 41% of people aged 40–75 don’t know how much income they’ll need in retirement, and 13% lack confidence in making decisions about their pension savings.
While the Commission’s final report isn’t due until 2027, employers can’t afford to wait. Inadequate retirement savings can lead to delayed retirements, increased financial stress among employees and reputational risks for employers.
We’ve created a checklist to help you assess your current position and take action to support your workforce. Download the checklist below:
We’re committed to helping employers, trustees and providers navigate these challenges. If you’d like to discuss any of these areas in more detail, please get in touch.
This blog is based upon our understanding of events as at the date of publication. It is a general summary of topical matters and should not be regarded as financial advice. It should not be considered a substitute for professional advice on specific circumstances and objectives. Where this blog refers to legal matters please note that Hymans Robertson LLP is not qualified to provide legal opinion and therefore you may wish to obtain independent legal advice to consider any relevant law and/or regulation. Please read our Terms of Use - Hymans Robertson.
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