Podcast

Podcast: Retirement - a personal journey

calendar icon 25 July 2025

Key topics discussed

  • Why retirement is as much an emotional decision as a financial one
  • How unexpected life events can reshape retirement plans overnight
  • The importance of personalised support to help members feel confident and prepared

In this episode of Hymans Robertson On…, our host Kirsty Moffat is joined by Rona Train for a personal and powerful conversation about preparing for life after work, and why our industry needs to do more to support members as they approach retirement.

As Rona prepares to step back after nearly 40 years in pensions, she shares her own retirement journey: the emotional ups and downs, the unexpected life events that shaped her timing, and how financial advice gave her the clarity and confidence to take the next step.

Together, Kirsty and Rona explore:

  • The emotional and psychological impact of retiring
  • The value of tailored support and trusted advice
  • How schemes and employers can better prepare members for life beyond work

Whether you're running a scheme, advising members, or thinking about your own retirement, this episode is a powerful reminder that support shouldn't stop at the numbers, it should help people feel confident, prepared and in control.

If you have any questions or would like to discuss anything further, please get in touch.

Hymans Robertson disclaimer

This podcast has been prepared by Hymans Robertson LLP, and is based upon our understanding of events as at release date. It is designed to be a general summary of topical investment matters and is not specific to the circumstances of any particular employer or pension scheme. The information contained in this podcast should not be construed as advice and not be considered as a substitute for specific advice as the information is generic in nature. Where a podcast refers to legal matters please note that Hymans Robertson is not qualified to provide legal opinion and therefore you may wish to obtain independent legal advice to consider any relevant law and/or regulation. Hymans Robertson LLP accepts no liability for errors or omissions. Your Hymans Robertson LLP consultant will be pleased to discuss matters raised in this podcast in greater detail. Guests views are separate to that of Hymans Robertson.

The information provided in this broadcast is not financial advice. Past performance is not a guide to the future. Please note the value of investments, and income from them, may fall as well as rise. This includes but is not limited to equities, government or corporate bonds, derivatives and property, whether held directly or in a pooled or collective investment vehicle. Further, investments in developing or emerging markets may be more volatile and less marketable than in mature markets. Exchange rates may also affect the value of investments. As a result, an investor may not get back the full amount of the original investment. Past performance is not necessarily a guide to future performance. 

Hymans Robertson LLP is authorised and regulated by the Financial Conduct Authority and Licensed by the Institute and Faculty of Actuaries for a range of investment business activities.

Speakers

Kirsty Moffat
Opens in new window

Kirsty Moffat

Senior DC Investment Consultant

Rona Train
Opens in new window

Rona Train

Partner, Head of DC Trustee Consulting

Sign up for our newsletter

We pride ourselves on being thought leaders and are constantly discussing the many issues facing and shaping our industry. Sign up to find our current thinking on topical issues.

Opens in new window Subscribe
  • Latest industry news

  • First access to upcoming events

  • Content tailored to your interests

  • Access to exclusive content

Opens in new window Subscribe