DC outlook 2026: innovation, adequacy and practical priorities

2025 was a year of transformation for defined contribution (DC) pensions. Technology, policy and innovation reshaped the landscape. This created new opportunities and new challenges for schemes, providers and employers. As we look ahead to next year, we reflect on what changed, what we learned and what we hope to see in the year ahead.

In our publication, we examine what 2025 delivered and insights for the year to come. We also share our predictions and highlight upcoming market changes, including

• how technology and policy changes are driving innovation and shaping the future of DC pensions
• how master trust consolidation, CDC scheme expansion and a growing focus on pension adequacy are changing the market
• the key areas for schemes, providers and employers to focus on as the market evolves in 2026

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If you would like to discuss how these trends and priorities could affect you, please get in touch.

This publication is based upon our understanding of events as at the date of publication. It is a general summary of topical matters and should not be regarded as financial advice. It should not be considered a substitute for professional advice on specific circumstances and objectives. Where this blog refers to legal matters please note that Hymans Robertson LLP is not qualified to provide legal opinion and therefore you may wish to obtain independent legal advice to consider any relevant law and/or regulation. Please read our Terms of Use - Hymans Robertson.