• Jump to main content
  • Jump to main navigation
  • About us
  • Careers
  • Media Centre
  • Contact
  • The Brain
Hymans Robertson
  • Pensions
    • Back to Main Menu
    • Defined Benefit Consulting
      • DB Actuarial
      • DB Investment
      • DB Pensions Administration
      • DB Risk Transfer
      • DB Member Choice – At retirement
      • DB Governance
      • DB Consolidation
      • DB Wind-up
      • Project Planning and Management
      • Fiduciary Oversight
      • Responsible Investment
    • Defined Contribution Consulting
      • DC Pension Strategy
      • DC Scheme Structure
      • DC Investment
      • DC Engagement
      • DC Member Choice - At-retirement
      • DC Governance
      • Guided Outcomes
      • DC Master Trusts
      • Benefits and Rewards Strategy
      • Project Planning and Management
      • Responsible Investment
      • Communications
    • Public Sector Consulting
      • LGPS Actuarial
      • LGPS Investment
      • LGPS Governance, Administration and Projects
      • LGPS Employers
      • Ill Health Liability Insurance
      • Responsible Investment
  • Financial Services
    • Back to Main Menu
    • Insurance
      • Longevity Management
      • Product Development
      • Risk and Capital Management
      • Investment and ALM
      • Insurance Company Regulation
      • Independent Actuarial Review Services
      • Project Planning and Management
    • Retail Advisory
      • Tailored Portfolio Service
    • Pension Providers
      • Digital Tools and APIs
      • Competitive Benchmarking
      • Proposition development
      • Operational Support
    • Digital Tools and APIs
      • GO™ For Investment Pathways
      • Economic Scenario Service
      • API Catalogue
  • Digital & Innovation
    • Back to Main Menu
    • Digital & Innovation
      • API Catalogue
      • Economic Scenario Service
      • Digital Products
    • Economic Scenario Service
      Explore the consequences of today's business decisions
    • Digital and Innovation
      Helping our clients build better financial futures
  • Insights
    • Back to Main Menu
    • See all Insights
      • Blogs
      • Case studies
      • Events
      • Podcasts
      • Research and Publications
      • Webinars
    • Webinars
      Watch our webinars
    • All Insights
      See all our latest Insights
  • Team
  • About us
  • Careers
  • Media Centre
  • Contact
  • The Brain
  • Search

Our website uses cookies (what’s this?). These cookies allow us to distinguish you from other users of our website, which helps us improve our website and to deliver many of the functions that make your browser experience more user-friendly. Some of the cookies that we use are essential for parts of the website to operate. By using this website you agree to our use of cookies. To find out more, including how to opt out, please read our Cookies Policy.

OK

Guided Outcomes

Michael Ambery

Key Contact

Michael Ambery, Head of DC Provider Relations

View profile

One of the biggest challenges facing employers, HR directors and trustees is how to help the three-in-four staff who are likely to miss out on a comfortable retirement. 

How can we understand Defined Contribution (DC) scheme member behaviours to address the lack of saving? And are there ways to encourage retirement saving and improve member outcomes? Our Guided Outcomes (GOTM) suite of solutions helps you assess, communicate and guide your scheme to a better future.

DC arrangements are not delivering the outcomes needed to secure adequate retirements for the ever increasing numbers of DC savers. If staff can’t afford to retire due to under-saving, this could lead to long term workforce management issues. And pension flexibilities mean people need even more help as they approach retirement. We need a better version of DC and employers need better return on investment on their DC spend. 

  • GO Robo Guidance
  • GO Live
  • GO Analytics

GO Robo Guidance

Our GO Robo Guidance platform manages all aspects of DC, from employer insight and trustee governance to employee communication. Its unique approach actively manages individuals through how much they’ll need in retirement, progress against that target and keeping them on track in the event of a shortfall. Education and decision-making prompts are also provided in the run up to retirement. Get in touch with to find out more.

Get in touch

Benefits to your business

Better outcomes for your staff

GO Robo Guidance gets individuals back on track with their retirement savings. GO empowers and encourages employees to start saving earlier. It gives more certainty to DC savers.

Better outcomes for employers

A business benefits from increased recognition and appreciation/understanding from its workforce

Greater confidence

GO analytics give trustees and employers a deep insight into likely member outcomes and behaviour. This allows them to make decisions with greater confidence, and at the same time improve scheme governance.

GO Live

While recognising there is a problem with DC saving, it’s hard for employers and trustees to know what interventions and communications might work. We know the status quo and blanket communications do not work. That’s why we developed GO Live. Get in touch with to find out more.

Get in touch

Benefits for your business

Targeted communications

GO Live enables employers to provide targeted communications, guiding individuals to the right actions needed to secure a more comfortable retirement.

Measure effectiveness

Measure the effectiveness of different actions on different member populations. See what works best for different groups.

Improve outcomes

Improve outcomes through delivering relevant, tailored and effective communications.

GO Analytics

It’s hard to know how many DC scheme members are likely to be on/off track from securing an adequate retirement income. Equally can they retire when they expect to and what simple interventions could help? Without a clear picture how can trustees and employers work to improve outcomes for their DC scheme members?

We provide scheme assessments to answer these questions. Using our market-leading technology we analyse member behaviour and provide a clear picture of scheme performance. We use this insight to recommend solutions, and measure the impact of interventions. Get in touch with to find out more.

Get in touch

Benefits to your business

At a glance analytics

See at a glance how financially prepared your workforce is for retirement using sophisticated but simple to use analytics.

Modelling different solutions

Model different solutions to improve outcomes, before making changes. Different solutions can range from changing contribution rates, to aligning retirement ages to state pension age. You can also investigate alternative investment default strategies.

Improve scheme governance

Improve scheme governance by getting a clearer picture of your scheme and through making decisions based on evidence.

Hymans Robertson On...

Listen to our first episode of Hymans Robertson On... Mike Ambery, Head of DC Provider Solutions and Paul Waters, a partner in our DC consulting team chat about the recent launch of the PLSA’s retirement living standards.

Listen here

Award-winning advice

2020 Pensions Expert - Employee Benefits consultant of the year

2020 Pensions Expert - Employee Benefits consultant of the year

2019 Professional Pensions - UK DC consultancy of the year

2019 Professional Pensions - UK DC consultancy of the year

2019 Scottish Financial Technology Awards - Product innovation

2019 Scottish Financial Technology Awards - Product innovation

2018 Pensions Insight - DC consultancy of the year

2018 Pensions Insight - DC consultancy of the year

2018 WSB - Pension consultant of the year

2018 WSB - Pension consultant of the year

Case Study - ScottishPower GO

With a significant number of their 2,500 defined contribution members likely to miss out on a comfortable retirement, ScottishPower wanted to help their people get back on track. 

Our simple red, amber and green ratings helped members understand their pensions more clearly. Just one month after launch, 10% had increased their contributions – and many more had decided to change their retirement age.

Find out more

We were really concerned that employees weren't saving enough.

Anne Harris, UK Pensions Manager - ScottishPower

Important information about GO. 

GO is a service provided by Hymans Robertson LLP.

GO results are derived from the scheme design agreed specifically with Hymans Robertson. You should not use GO as your only source of retirement planning and should speak to a financial adviser if you are unsure about how best to save for later life and your personal circumstances.   Review your pension regularly including contribution levels and investment choices, together with your attitude to investment risk and the risk you are willing and able to take, to see whether the decisions you made are still right for your current circumstances.

Past performance is not necessarily a guide to future performance and investment returns may go up as well as down.

The figures calculated by GO are illustrative only and not guaranteed. You may get more or less than the levels estimated.

Cancellation rights apply and start within 14 days of you being notified of a change by GO to your Plan.

You can opt out of GO now or any time in the future.

Guided Outcomes is a registered trade mark of Hymans Robertson LLP.

Subscribe to our news and insights

Menu

About

    • About us
    • Careers
    • CSR
    • Award-winning advice
    • Abelica Global
    • Diversity & Inclusion

Legal

  • Accessibility
  • Modern Slavery Act Transparency Statement
  • Trust centre
  • Privacy notice
  • Terms of use

Resources

  • Brexit
  • Conflicts of Interest
  • Coronavirus (COVID-19)
  • Responsible Investment
  • Gender Pay Gap
  • Sitemap

Contact

  • Our offices
  • Get in touch
    • Visit us on Vimeo
    • Visit us on Linkedin
    • Visit us on Twitter
Hymans Robertson

Copyright © 2021 Hymans Robertson LLP. All rights reserved.