DC Scheme Structure
Determining the most suitable DC scheme structure or ‘vehicle’ to deliver your objectives can be difficult.
Employers and trustees can be faced with several competing challenges such as reducing risk, improving member experience and reducing costs. So which is the most appropriate scheme structure for your needs?
We work with employers and trustees, providing advice across all aspects of DC scheme structure. We take an independent unbiased approach to help our clients decide on the best structure for their needs, whether that be an own trust, master trust or a group personal pension (GPP) arrangement. We believe the answer is never black or white, and we will always search for the right option to suit an employer’s business and member needs, helping to deliver better outcomes.
In addition, through our regular and meaningful engagement with all the major providers, we are able to leverage our relationships to ensure that our clients put in place the best possible provider for their needs at outset and in the future.
Our services include help with:
Master Trust Default Fund Performance Review
In the latest edition of our Master Trust Insights, we assess the impact of Master Trust default fund performance on member outcomes.
This year's report provides a forward-looking assessment by examining how recent market events and fund performance have impacted the future retirement incomes of different members. In simple terms, and from the perspective of the majority of Master Trust members, who invest in the default fund, we answer the question: “What does this mean for me?”
Mastering Master Trusts
Nobody would argue with the fact that the rise in the use of Master Trusts over the past 5 years has been significant. We’ve watched them shift from being a relatively niche option serving the needs of smaller employers, to today where they are increasingly seen as the DC vehicle of choice. Our report will help you understand Master Trusts better.
Award-winning advice
2020 Pensions Expert - Employee Benefits consultant of the year
2019 Professional Pensions - UK DC consultancy of the year
2019 Scottish Financial Technology Awards - Product innovation
2018 Pensions Insight - DC consultancy of the year
2018 WSB - Pension consultant of the year