The concept of retirement is changing and members are now more engaged in deciding how, and when, to access their valuable defined benefits.
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Accessing defined benefits (DB) is a one-time decision. Members need to get it right. Meaningful options and quality support can significantly improve members’ retirement outcomes, while also enhancing your overall journey plan.
Creating a successful member options strategy means:
Our services include:
Now is the time to consider your member options strategy. Here’s why:
Better member outcomes
More choice will benefit some members allowing them a better quality retirement
Less risk for you and members
Better communications and access to quality financial advice will improve decision making and help prevent scams
Journey plan enhancing
Higher member engagement and more active decision making will help accelerate your scheme’s journey plan
Over 75% of DB pension schemes are now targeting buy-out. Around 40% expect to fully insure within the next five years.
Buy-out is a complex stage in a pension scheme’s evolution: schemes need a cohesive, integrated journey plan. Our Excellence in Endgames hub contains useful insight to help you cut through the complexity.
Our approach to member options is consistent with our values as a firm – it’s about helping provide better futures to our members and clients.
Comprehensive roundup of the latest news and trends in pensions, investments, trusteeship and scheme management. Read our July 2025 edition here.
In this episode of Hymans Robertson On... Investment, our host, Ross Macleod, is joined by colleagues, David Watson and Sam Hampton for a discussion on the role that credit can play in investment portfolios
Join us on June 10 to discuss the government's response to 'The LGPS: Fit for the Future' consultation
In line with earlier announcements, the Bill confirms the government is proceeding with a range of plans.
