Master Trusts

Master Trusts have undoubtedly experienced a huge surge in popularity in recent years. We have significant experience in managing some of the largest Master Trust transition exercises in the UK.

Our independent vantage point ensures that our clients benefit from a whole of market, unbiased view. We make a genuine effort to understand our clients’ needs and offer access to deep in-house Master Trust provider knowledge and insights from our specialist research team. Other benefits of working with us include our proven experience in transitioning assets and access to the range of engagement solutions we offer after a scheme has transitioned to Master Trust.

Why Master Trust?

A Master Trust can offer a lower cost arrangement with the benefits of a well governed, outsourced packaged solution with everything in the one place. This approach can provide significant overall cost savings and brings with it time and cost efficiencies as a consequence of outsourcing to one supplier.

Economies of scale and competition in the market have driven prices down and there’s been significant proposition development, particularly around the member journey and experience, which leads to a full and rich experience for members to and through retirement. Additionally, Master Trust can often represent the most efficient method of transferring assets across from an occupational pension scheme.

It’s clear that the benefits of Master Trusts will help them continue to grow in popularity with employers, however care is needed. Low barriers to entry have led to an explosion in this highly competitive market, and with increased regulation, and the risks of investment transition, it’s never been more important to seek advice when considering a move to Master Trust.

Innovative digital solutions

Our advice is underpinned by innovative technology and digital expertise. Adapting to an ever more digital world, we have over 200 digital experts ranging from data scientists, modellers, technical architects, developers to UX designers, all dedicated to creating transformative digital solutions.  

Our digital first approach makes sure we’re harnessing the latest technologies and agile delivery to meet your needs. Powered by the latest cloud technology, our tools and solutions are best in class, and continually updated to keep up with the latest digital developments. 

Our digital solutions evolve all the time. If you have a business challenge you need help with or if you would simply like to talk to one of our experts, please don’t hesitate to get in touch.  

Moving to Master Trust

We take clients trough the following five key steps to ensure a smooth and successful transition to Master Trust.

Master Trust Default Fund Performance Review

In the latest edition of our Master Trust Insights, we assess the impact of Master Trust default fund performance on member outcomes.

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Case study: Insights into moving to a DC Master Trust

In this short interview, Shabna Islam is joined by Guy Sargeant from Girls Day School Trust who share his insights on moving to a DC Master Trust.

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Master Trust Marketplace

We have a wide range of video content including trustee roundtable discussions. You can check them out below.

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Award-winning advice