Digital Wealth Download - Summer 2023

14 Aug 2023

Welcome to the summer edition of Digital Wealth Download - our quarterly digital wealth and products newsletter. 

The Chancellor’s Mansion House speech focused heavily on DC pensions and the opportunities to deliver better member outcomes.  As do we, through our risk-sharing report on decumulation solutions (where we explore CDC and it’s alternatives), optimisation of a retirement strategy across multiple products (the holy grail for supporting non-advised customers), and looking back at the progress of investment pathways.  We round things off with the fascinating subject of AI ethics and regulation in the latest Fintech Feed podcast.   

In the spotlight...

Risk sharing: An age-old solution to an old age problem.

The pensions industry needs to do more to support good retirement outcomes for DC savers. Millions of people in the UK are heading towards retirement that are worse than their parent's generation.

Read our paper below, where we discuss risk sharing in retirement and the various options that might be available alongside CDC.

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Multi-product optimisation technology showcase.

The defined contribution pensions generation coming to retire face a challenge. With a lack of affordable financial advice and a complex set of decisions looming they often cannot find the support needed without turning to an independent financial advisor.

We use our GO APIs to optimise across a series of products to meet an individual's retirement preferences and create a personalised plan. Watch our showcase video below.

Watch Video


Reflecting on investment pathways: 12 months on

In our blog last year, we reflected on the first 18 months of Investment Pathways for drawdown and the areas where things could change to improve outcomes for non-advised consumers further.

12 months on, we share our insights from interactions with providers and an update from the FCA.

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Fintech Feed - AI Ethics, regulations and opportunities. How to proceed?

In this episode, Scott Finnie and Dan McMahon are joined by Jo McLean from Addleshaw Goddard to discuss ethics, regulation and opportunities in relation to Artificial Intelligence.

Listen to our 30-minute podcast below to find out more.

Listen Here



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